Happiness Matters

I will talk about trading in this blog. But before that I would like to share few tips of Mr Robert T Kiyosak, the author of the famous book "Rich Dad Poor Dad". He said the best way to create wealth is to diversify your portfolio, do all the following: 1. Be the best performer in your job and get the highest hike and fattest pay check 2. Invest in real estate not just for staying purpose, but derive money from those, either by renting out those places or by selling at more than double price (in order to do the  second you need to buy house in a developing area and not a developed area) 3. Start a self sustaining business - by self sustaining it means where your little or negligible intervention is required 4. Invest in stock or do trading Let's start with trading. To get the basic idea of trading please read my blog "The Next Best Thing To Earn Money" ( http://twisadandapat.blogspot.com/2015/05/while-you-are-running-after-getting.html ). Few of my ...

When it regarding investment the first thing that comes to our mind is, we should get more by investing less and of course it has to be sure shot return. This blog talks purely from the investment perspective and doesn’t consider the utility of the money that is being invested. Confused? Well let’s say you are planning to buy a house. What should you consider? Firstly of course the utility of the house i.e how may years you can stay in that home. Second stage of consideration would be the valuation of that property after few years from now. This you should be knowing not because you want to sell the house but because you should be knowing the net worth of your asset. Since we cannot quantify the utility part, we won’t be discussing that. Also, the utility perspective will vary from person to person depending on their priority and life stage. Let’s get started answering the question – Where should you invest? You should have diversified portfolio. Which means you shou...

“Money is not about how much you earn, but it’s also about how much you save.” General human tendency is to splurge when you have a huge sum in your account, for example think about how much you spend on your salary day or first week of your salary day and how much you spend on the last day of the month. Why does it happen that on the last week of every month your ability to spend money decreases? Or let’s say when it comes to going to a movie show you tend to book the most expensive seats but mostly you stop yourself from imagining while it comes to buying the most expensive flat in the town? Let’s begin with the monthly salary thing. Have you noticed that towards the month end your “need” to buy a dress, or ordering food or riding Ola decreases while these needs are at priority when the month starts. We get all kinds of discounts pop ups in the beginning of the month which make us believe if we spend now, then it’s saving for us. The fact is that with money comes the unnece...

During the early days of civilization the population was less, hence there was less division among the mass. Neither there was caste system on the basis of profession nor there was division on the basis of religious gurus; that time the only division was on the basis of visible and evident difference - gender. There were two groups - male and female. While females were physically weak, they had the power to reproduce; males lacked this power but they were physically strong, much stronger than a female.  One day one of the males overheard the conversation between two females, one of them were saying - " You know what we are more powerful as we can produce, without us human race cannot exist." The other female said "But you would agree with me that without a male's contribution this is not possible!" The first woman said - "Yes of course my dear, but dont forget that we are the ones who carry the baby for several months inside us. Without this t...

Sacrifice is a very popular concept in India specially if it is done by a woman. Wife sacrificying her career for husband - wife becomes an idol, husband sacrifying his career for wife - husband is considered not a man enough; as if sacrifice is women's proprietary right. Saree is considered to be the purest form of dress even though it is not enough to cover the entire body. Saree is traditional and an expression of elegancy. Hence in most communities saree is worn during marriage, also newly weds are expected to wear saree at least few days post marriage. Strangly dhoti for men couldnt reach the Saree level. Dhotis are not normally worn by men post marriage, though sometimes dhotis are worn during pujas but mostly by the priest who wears it as part of his profession. Dhotis are not compulsion for men post marriage because of the simple reason that dhotis are neither convenient nor comfortable for daily use. Saree system on the other hand has been popularized by women wh...

"MARRIAGE" a girl hears it in very early days of her life when she is a kid, she gets to know the meaning of the same. The meaning changes and evolves though as she grows up. MARRIAGE- Its a scary word for a teenager girl who is told every time she scores badly in exam that she might have to end up in early marriage if she fails in her career. MARRIAGE- It's even more scary for an adult woman who has just completed 25years of her life and she is under constant pressure of different sorts from different types of people who surround her- be it her parents/ relatives or any elderly people whom she meets. She has to answer that question "When will you get married?" MARRIAGE - How is it for a married woman? For this please read below: Caution: The journey penned down here is very personal. Drawing general opinion based on this wont be right. As I grew up when I used to spend time in playing, I had heard people telling my parents "Start teaching h...

                                                  " If you believe you can, you can! " We have heard this may be n number of times. We are also aware of the fact that every human has huge potential inside him which makes him capable of doing such things which seem to be impossible to other people. The only difference between an achiever and an average person is the achiever believed that he can. The strength of the belief not only makes a human to survive for several days without proper food and water (if we see life of pi movie) or taking example from real life - Prahlad Jani who could survive without food and water for several days as he believed that goddess Amba/Durga sustains him.  Without questioning the existence of God or without going into the controversy of religious beliefs and customs and rituals, it wont be wrong to state that ...