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Why So?

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  Ami co-ed school e pori. Amr class e 30ta chele 25ta meye. Amra sobai ekirkm benche bose eki sirer class kori. Colleger prothom din bari thke beruchi notun utsaho nie je eto students der beat kore eto valo college chance peyeci. Tokon suni amr ek parar kakima hak pere amr ma k bolce - Meye to college uthe gelo, eibar aste aste bier deka sona suru kore din didi. Odike deklm amri college chance paoa arekti chele jokon bari thke beruchhe tokon take sobai bolce - Ki valo college peyechs baba, ma babar muk ujjol korle. Mone elo - Why so? Pore ami school thke jkn engineering e college jai deki sekane chele 30tai ache, kintu meye matro 12ta. Mone elo - Why so? Campus interview te prothom company tei amr hoe gelo ar sei cheletir holona. Sunlm parar kakima bolce - Company ra meyeder k prefer kore besi. Ki ar krbi baba chesta kore ja. Ar amr jnyo uni ma ke bollen - Eibar dekasona suru kre din didi. Meyer boyos hochhe. Ami masters korbo sune kakimar to gale hat - seki eto valo chakri chere ...

Real Estate Investment in Covid Phase

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 "If money is the power, then I want it now!" Does this echo your thought? Then please read it till the end. At the end of the day, we all want to have financial stability, specially after Covid Episode when entire economy is disrupted, financial stability is the only thing that we seek for. In my last blog " Where to invest during Covid" I gave an exhaustive list of investment possibilities. Current FD (Fixed Deposit) rate is 5% to 5.4% and average annual inflation rate (1958 to 2021) is 7.29%. What does this mean? This means what we get for Rs 100 now, we would be getting the same quantity at Rs 107 after 1 year, while if we invest Rs 100 now in FD, after one year it would be Rs 105. This means FD is no more an investment now, as you can see we would be losing money if we go for FD. Apart from investing in share markets, you may go for Bond market. The risks are far less in Bond as if a company gets bankrupted, then their shareholders might not get back what they ...

Durga Pujo 2021 - Kichu Durgader golpo

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1. Aj saptami, tai ami sari pore zoom call e ofycer meeting attend krchi. Client amk dekhe toh obak. Jiges korlo - Why so decked up? Today is Durga Puja. Oh yes, we have heard about it. Your Autumn festival! It is known as world's largest outdoor art festival. Kotha ta bolar somoe proudly bollm kintu mone mone oder k bolcilm  Nikuchi koreche toder meeting! Esob faltu kotha bondo korto, barite to jete parchina, at least internet e dekte to de pujota! Bari chara ami bohu bochor. Sob probashi bangalir moton amio January mas porlei flight er ticket dekte thaki. Coronar kripae ebochor sesber pat nei, tai nijei banie fellm luchi aloor dom. Client call sarte sarte khachhi ar ki. Luchita thik gol hoeni, kintu tele moida poreche toh, sathe mute kore dhakider dhak bajano dekchi kolkatar pandaler samner - mondo lagchena! Pujo pujo byaparta pachhi jeno. 2. Amr bari Bardhamane, chakri sutre thaki Banglar baire. Jotoi bolina keno bangla ta amr thik asena, sari ta backdated,bochor e pujor ei ding...

Where to invest during Covid?

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The time is difficult for us all. Hence, investing money in the right places is what we need to do to safeguard ourselves from further damage. With interest rates down, now FD is no longer 'the' option for future investment. So, here are few things which we may do with our money if we are lucky enough to have a job till now (during this Covid time, so many people lost their jobs!): 1. If you are a risk-averse person like me, try out the traditional investments like - a.  VPF (Voluntary Provident Fund) - Where you may contribute up to 100% of your basic and DA, with a lock-in period of 5 years and interest rate is same as EPF. b. PPF (Public Provident Fund) - Among the conventional methods, this one has the highest interest rate after PF, however, it is for the long term - 15 years!!!!! c. NPS (National Pension Scheme) - Here you may select the investment percentage more in bond to safeguard your money. However the flip side is you have to buy an annuity on maturity, you won...

Lockdown Story - Dating

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 Krishanur ping deke Mayurakkir anondo dorena. Sei kobe theke tinder e cheleta k follow krce, eto mas pore cheleta sudu je or request accept korece tai na, ok dateo dakche. Mayurakki to bondhu mohole wats app gruper madyame khoborta panchkan korlo. Etto handsome chele jodi date dake sei khoborta ki chepe raka jae. Nana bondur nanan advice - kon dress porbe, kivabe sajbe ityadi ityadi. Oneke je hingse korcena erkmo na. Mayurakki seta bes upovog korce, hingse na korle ar sobai k janie moja ta ki kre hbe. Joluk ora - Mayurakki vabe. Jak ge seje guje seto gelo Krishanur bari, coronar jnyo baire ar kthae jbe, tai baritei dekeche. Mayurakki vabe valoi holo, ei sujoge or ma babar sathe alap tao sara jbe. Doorbell bajatei sathe sathe dorja kullo, jeno odhir agrohe opekka krcilo. Jothakrome golpo suru hlo, onk interest nie Mayur er byapare khutinati prosno krlo Krish. Olpokkoner modyaei kokn je ora oder valo nam chere eke opor k Mayur ar Krish ble dakte laglo seta nijerai keyal krlona. Dinn...

Motherhood - Part 2

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Dear Readers, During pregnancy, we didnt stop going out on dates. Mental happiness of the mother is the most important for a healthy baby. We focussed on that mainly.  We went out to movie dates mostly as eating out was limited option for me.Once we booked a 4d movie and when we reached there came to know that pregnant women are not allowed in a 4d hall. Phew!!! This is what happens when you are young and excited parents! I remember in my 3rd trimester once we went to Pizza Hut to satiate my pizza craving, found a couple whispering at my baby bump and yes from their expression you could clearly guess that they were wondering how come I went out with that huge baby bump of mine! I felt amused. This might be because with age I have become immune to "log kya kehenge" - I have learnt to ignore what people think. This has helped me a lot in staying positive and also in my self growth and happiness. Whenever my baby moved inside me or responded to my touch I felt happy and good tha...

Motherhood - Part 1

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Dear Readers, "Motherhood is a different ballgame altogether!" Whenever my mother watsapps me or calls me, she asks - Did you eat? Probably this is the universal question of all mothers. And like all other children I get irritated by this question. I used to wonder all these years why is she after my food intake. Another equally irritating behaviour of her is hypertension. Now that I stay miles apart from her, phone and wats app are the medium of contact. If I do not answer her calls or if the last seen of my wats app is several hours ago she starts panicking. I wonder why is she like this when it comes to me. Because otherwise she is a very cool headed person. Ironically today I am equally uncool, hypertensed, all time freaking out mother just like my own Mom who's only motive in life is to feed her daughter properly and who always finds her daughter to be thin each time she sees her! Lol! I am aware that I have this problem but I dont wanna solve it. Strange?! Isnt it? ...