Investment strategies in 2025
Gold prices have witnessed all-time highs and FD rates are at an all-time low - where to invest now for sure-shot high returns? Here are a few places where you can safely keep your money: 1. PPF - Public Provident Fund : This is a tax-free investment, and you may invest up to ₹1.5 lakh per year. However, this is a long-term investment with a lock-in period of 15 years. 2. VPF - Voluntary Provident Fund : You may avail of this fund from your company by requesting the HR to share the VPF form with you. Again, this is a long-term investment, and the money goes into your PF account. (Have you read your salary slip? Then you would know what your current PF contribution is!) By availing VPF, you will be increasing your PF contribution. You may invest up to 10% of your basic salary in VPF. 3. KVP - Kisan Vikas Patra : This is a sure-shot formula to double your money in 9 years and 7 months, as this Indian Post Office savings scheme compounds your wealth. In the world of SIPs and shares, 9 yea...